Disclosures

The payments listed above do not include taxes, insurance or assessments. Private Mortgage Insurance (PMI) is required for all conventional loans in which the LTV is greater than 80%. Mortgage Insurance Premium (MIP) is mandatory for all FHA loans.

Listed mortgage rates are based on a 30-day rate-lock period.

The listed annual percentage rate (APR) is the cost to borrow, expressed as a yearly percentage. For mortgage loans the APR includes the interest rate plus other fees or charges, which may include things like origination fees, discount points and mortgage insurance.

The estimated closing costs listed above should not be used in place of a loan estimate. A loan estimate, which you will not receive until you apply for a loan, will include your estimated closing costs. This is not a commitment to lend or a mortgage loan approval. The actual costs, fees and monthly payment on your specific loan may vary and may also be subject to city fees and/or county fees along with additional other costs and fees not currently specified.

The listed mortgage rates are based on a number of assumptions including but not limited to the credit score of the borrower. Actual rates could be higher or lower based on your credit score and other factors.