Have Questions? Give Us a Call:

(704) 256-8196

Attention Real Estate Investors

Do you need to purchase or refinance an investment property, fast?

Check out our Cash Flow Loan that doesn't require any Income Verification, Pay Stubs, W-2s or Tax Returns

No Income Documentation Loan Highlights

  • No business or personal income or tax documents needed
  • Income is based on rental property cash flow
  • Available for Purchases & Refinances
  • Flexible qualification guidelines
  • Fast Closings - as little as 5 days once appraisal is in hand
  • Up to 80% LTV
  • Long & short term rentals qualify (Airbnb / VRBO)
  • No previous investor experience required

What You Can Expect When You Work With Us

We take our role very seriously, and we’re dedicated to helping you find the mortgage that fits your needs, so here’s what you can expect:

A Simple


From simple rate search, to an application that can be completed in minutes, we've simplified everything



Our number one commitment is to ensure that you receive nothing less than a 5 star experience


Loan Officers

All of our loan officers are licensed and experienced with the regulations in your state to ensure a smooth process



Our team is ready to answer your questions and will always respond within two business hours

5601 77 Center Drive

Suite 200

Charlotte, NC 28217

(704) 256-8196

© 2022 Villa Home Loans by NP, Inc. NMLS# 75597

NMLS Consumer Access