Villa Home Loans by NQM Funding, LLC. has created this privacy statement in order to demonstrate our firm commitment to privacy.

What personal information is being collected?

Unless this web site asks for specific personal information in order to respond to requests for information or to

register uses for particular services, only the following information will be collected when you use this site: your

server address; the date and time of your visit to the site; the pages you accessed and the documents downloaded;

the previous site you visited; and the type of browser you are using. This information is collected for statistical

purposes and to enable us to improve the navigation functions of our web site.

Who is collecting personal information?

Where the site specifically asks for your personal information (for example to respond to requests for information

or to register users for particular services), your personal information will only be collected by staff of NQM Funding, LLC. who

have responsibility for responding to such requests or administrating such registrations.

How is personal information used?

Personal information collected on this web site will only be used for the purposes stated at the time of collection.

Your personal information will not be forwarded to any third party, added to a mailing list or used for any other

purpose without your consent.

Cookies

Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an

expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session

cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon

closing your browser, the session cookie set by this web site is destroyed and no personal information is maintained

which might identify you should you visit our web site at a later date. Access to personal information collected on

this site unless required by law to do so NQM Funding, LLC. will only disclose personal information collected on this site to a

third party if consent has been provided.

Security of personal information

This site does not provide facilities to guarantee the secure submission of information across the internet. While

reasonable efforts are used to provide security, users should be aware that there are inherent risks in the

transmission of information across the internet.

Outside Links

These sites may on occasion provide links to other sites for your convenience or additional information. NP, Inc. is

not responsible for any content or practices of these sites.

Your Rights

You can request access to the personal information (if any) that we keep on record. If you believe any information

that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting

access to your information, however we may charge you the reasonable cost of processing your request.

Further Information

For further information about this Privacy Statement contact [email protected]