Villa Home Loans is a division of NQM Funding, LLC NMLS # 75597.

Corporate Headquarters:

4800 N. Federal Highway

Building E, Suite 200

Boca Raton, FL 33431

Branch Address:

5601 77 Center Dr.

Suite 200

Charlotte, NC 28217

Alabama – Licensed by the State Banking Department of Alabama – Alabama Consumer Credit License – 22608

Alaska – Licensed by the State of Alaska, Department of Commerce, Community & Economic Development Division of Banking & Securities Alaska Mortgage Broker/Lender License – AK75597 | Alaska Licensed by the State of Alaska, Department of Commerce, Community & Economic Development Division of Banking & Securities Alaska Mortgage Broker/Lender License – Other Trade Name #1 AK75597-1 | Alaska Licensed by the State of Alaska, Department of Commerce, Community & Economic Development Division of Banking & Securities Alaska Mortgage Broker/Lender License – Other Trade Name #2 AK75597-2

Arizona – Licensed by the Department of Financial Institutions – Arizona Mortgage Banker License – BK1004354

California – Licensed by the Department of Financial Protection and Innovation California – DBO Residential Mortgage Lending Act License

California Licensed by the Department of Financial Protection and Innovation California – DBO Finance Lenders Law License

Colorado – Registered by the Colorado Division of Real Estate – Colorado Mortgage Company Registration – #75597

Connecticut | Licensed by the Connecticut Department of Banking | Connecticut Mortgage Lender License – #ML-75597

Delaware – Licensed by the Office of the State Bank Commissioner Delaware Lender License – #027932

District of Columbia – Licensed by the District of Columbia Department of Insurance, Securities and Banking District of Columbia Mortgage Dual Authority License

Florida – Licensed by the Florida Division of Finance Bureau of Regulatory Review Florida Mortgage Lender Servicer License

Georgia – Georgia Licensed by the Georgia Department of Banking and Finance Georgia Mortgage Lender License/Registration – #22732

Idaho – Licensed by the Idaho Department of Finance | Idaho Mortgage Broker/Lender License MBL-2080075597

Illinois – Licensed by the Illinois Department of Financial & Professional Regulation Illinois Residential Mortgage License

Indiana – Licensed by the State of Indiana Department of Financial Institutions – Indiana DFI Mortgage Lending License # 32041

Iowa – Licensed by the Iowa Division of Banking – Iowa Mortgage Banker License – 2019-0087

Kansas | Licensed by the Kansas Office of the State Bank Commissioner | Kansas Mortgage Company License | MC.0025593

Kentucky | Licensed by the Kentucky Department of Financial Institutions | Kentucky Mortgage Company License | MC701151

Louisiana | Licensed by the Louisiana Office of Financial Institutions | Louisiana Residential Mortgage Lending License

Maine – Licensed by the Maine Dept. of Professional & Financial Regulation – Maine Supervised Lender License # 75597

Maryland – Licensed by the Maryland Commissioner of Financial Regulation – Maryland Mortgage Lender License # 22366

Massachusetts – Licensed by the Massachusetts Division of Banks – Massachusetts Mortgage Broker License – # MC75597 | Massachusetts MC75597 Licensed by the Massachusetts Division of Banks Massachusetts Mortgage Broker License $625 Processing Fee; $599 Administration Fee Approved 6/29/2021 NP, Inc. dba US Lending Group of Massachusetts | Massachusetts MC75597 Licensed by the Massachusetts Division of Banks Massachusetts Mortgage Lender License $625 Processing Fee; $599 Administration Fee Approved 6/29/2021 NP, Inc. dba US Lending Group of Massachusetts

Michigan – Michigan Licensed by the Michigan Department of Insurance and Financial Services Michigan 1st Mortgage Broker/Lender License

Michigan Registered by the Michigan Department of Insurance and Financial Services Michigan 2nd Mortgage Broker/Lender Registrant

Minnesota – Licensed by the Minnesota Dept. of Commerce Financial Institutions Division – Minnesota Residential Mortgage Originator License # MN-MO-75597

Mississippi – Licensed by the Mississippi Department of Banking and Consumer Finance – Mississippi Mortgage Lender License – #75597

Missouri – Licensed by the Missouri Division of Finance – Missouri Company License 21-2447

Nevada – Licensed by the State of Nevada Department of Business & Industry Nevada Mortgage Company License 5019

New Hampshire – Licensed by the State of New Hampshire Banking Dept. Consumer Credit Division – New Hampshire Mortgage Banker License # 21238-MB

New Jersey – Licensed by the New Jersey Department of Banking and Insurance – New Jersey Residential Mortgage Lender License

New Mexico | Licensed by the New Mexico Financial Institutions Division | New Mexico Mortgage Loan Company License

North Carolina – Licensed by the North Carolina Commissioner of Banks Office Mortgage Division – North Carolina Mortgage Lender License # L-160796

North Dakota – Licensed by the North Dakota Department of Financial Institutions- North Dakota Money Broker License MB103792

Ohio – Registered by the Ohio Division of Financial Institutions – Ohio Residential Mortgage Lending Act Certificate of Registration – RM.804330.000

Oklahoma | Licensed by the Oklahoma Department of Consumer Credit | Oklahoma Mortgage Lender License | ML012329

Oregon | Licensed by the Oregon Division of Financial Regulation | Oregon Mortgage Lending License | ML-5857

Pennsylvania – Licensed by the Pennsylvania Dept of Banking and Securities – Pennsylvania Mortgage Lender License # 58353

Rhode Island – Licensed by the State of Rhode Island Department of Business Regulation – Rhode Island Lender License – 20193884LL – Licensed by the State of Rhode Island Department of Business Regulation – Rhode Island Loan Broker License – 20193882LB

South Carolina – South Carolina Licensed by the South Carolina Board of Financial Institutions South Carolina – BFI Mortgage Lender/Servicer License

South Carolina Licensed by the South Carolina Board of Financial Institutions South Carolina – BFI Mortgage Lender/Servicer License – Other Trade Name #1

South Carolina Licensed by the South Carolina Board of Financial Institutions South Carolina – BFI Mortgage Lender/Servicer License – Other Trade Name #2

South Carolina Licensed by the South Carolina Board of Financial Institutions South Carolina – BFI Mortgage Lender/Servicer License – Other Trade Name #3

Tennessee – Licensed by the Tennessee Department of Financial Institutions – Tennessee Mortgage License # 130983

Texas – Licensed by the Texas Dept. of Savings & Mortgage Lending Division of Licensing – Texas SML Mortgage Company License

Virginia – Licensed by the Virginia Bureau of Financial Institutions Corporate Structure – Virginia Broker License # MC-5878, Virginia Lender License # MC-5878

Washington – Licensed by the Washington Dept. of Financial Institutions Division of Consumer Services – Washington Consumer Loan Company License # CL-75597

Wisconsin – Licensed by the Wisconsin Department of Financial Institutions – Wisconsin Mortgage Broker License 75597BR – Mortgage Banker License 75597BA

Wyoming – Wyoming Division of Banking – Wyoming Mortgage Lender/Broker License – #4087 | Wyoming Division of Banking – Wyoming Mortgage Lender/Broker License – #4087

Texas Consumers: How to File Consumer Complaints – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.